Find the cash gap before it becomes an emergency. Decision tools for owners who need to know whether the business can cover essential costs, how long cash will last, and what problem requires attention first.
These are the highest-value tools in this category. They diagnose the central cash, profit or control problem before you work on smaller symptoms.
How much cash is missing to cover essential obligations and a minimum safety reserve?
Open calculator →Which business pressure should you fix first?
Open calculator →How many months can the business survive at its current cash burn?
Open calculator →What is the smallest realistic amount needed to stabilize operations?
Open calculator →How long can the business survive after a revenue decline?
Open calculator →Can available cash and confirmed receipts cover the next payroll?
Open calculator →Start with the main calculator that matches the immediate decision. Use additional tools only after the main gap or exposure is clear.
No. They are educational decision-support tools. Verify significant decisions with qualified local professionals and your own records.
The calculator runs in your browser and this static version does not send the figures you enter to our server.
Why a cash problem must be separated into timing, collection, margin, debt and control causes before the owner acts.
The field note identifies the operating context, practical records, common failure modes and limitations without presenting one operator’s experience as a universal statistic.
Read the field noteJackie McCauley combines more than twenty years of administrative experience with first-hand ownership and management experience across multiple small-business models.
Find the cash gap before it becomes an emergency. Use the linked operational resource when the calculator shows a real gap or exposure.
Explore Business Rescue Tools