Use focused calculators to expose cash gaps, late-payment damage, weak pricing, idle equipment and staff-controlled cash risk—then take the next practical step.
Each category includes main calculators plus additional tools for narrower, urgent decisions. We deliberately exclude unrelated travel, tax and creator calculators so this hub stays topically focused.
Decision tools for owners who need to know whether the business can cover essential costs, how long cash will last, and what problem requires attention first.
2 main calculators · 4 additional tools
Explore category →Measure the cost of late payments, calculate deposits and balances, and prioritize the customers and invoices that need action now.
2 main calculators · 4 additional tools
Explore category →Calculate real margin, discount damage, break-even sales, minimum pricing and the sales lift needed to protect profit.
3 main calculators · 3 additional tools
Explore category →Evaluate utilization, rental pricing, payback, repair decisions and the true cost of owning underused business equipment.
1 main calculators · 5 additional tools
Explore category →Reconcile cash and e-money, estimate staff exposure, test float sufficiency and identify unexplained transaction gaps.
2 main calculators · 4 additional tools
Explore category →These routes connect the formula, calculator and next action for the problems business owners are actively trying to solve.
Cash runway, cash burn and the approximate point when current cash runs out.
Calculate cash runwayMeasure delayed-cash cost, follow-up time and collection urgency without confusing internal cost with a legal late fee.
Measure invoice costUse operating cash ROI, utilization, payback and holding-period return before buying more equipment.
Calculate equipment ROIUse unit cost and target margin to find a defensible pricing floor before discounting.
Calculate minimum priceTurn a cash gap into a specific collection target instead of vaguely “chasing invoices.”
Set recovery targetReview formulas, assumptions, standards context, validation and limitations before relying on a result.
Review methodologyHow much cash is missing to cover essential obligations and a minimum safety reserve?
Open calculator →Which business pressure should you fix first?
Open calculator →What is an overdue invoice really costing the business?
Open calculator →What balance remains, and was the deposit large enough to protect direct costs?
Open calculator →Is the current selling price producing enough real profit?
Open calculator →How much contribution does a discount remove, and how many extra sales are needed to recover it?
Open calculator →How many sales are required before the business stops losing money?
Open calculator →Is the equipment generating an acceptable return on the cash invested?
Open calculator →What is the combined cash and e-money shortage at closeout?
Open calculator →How much business money is currently exposed through a staff member?
Open calculator →Enter real numbers from your records—not hopeful estimates.
See the gap, exposure, required sales or recovery target.
Use the result to make one dated operational decision.
Jackie McCauley brings more than twenty years of administrative experience and first-hand ownership and management experience across Prime Money Services, mobile-money and Ecobank Xpress Point operations, remittance support, Jackie’s Nursery & Floral and Prime E-Sport Lounge Group businesses.
The site combines that operating context with visible formulas, primary references, clear limitations and a public corrections process. Jackie does not claim CPA, legal or licensed financial-adviser credentials.
Business Rescue Tools also provides customer-message tools for payment reminders, deposits, price changes, slow weeks and difficult business conversations.
Open the customer message tools