Free small-business decision tools

Find the business problem that is costing you money.

Use focused calculators to expose cash gaps, late-payment damage, weak pricing, idle equipment and staff-controlled cash risk—then take the next practical step.

No account requiredCalculations stay in your browserFormulas and assumptions shownLast reviewed August 6, 2026
Five focused authority clusters

Choose the pressure hurting the business now.

Each category includes main calculators plus additional tools for narrower, urgent decisions. We deliberately exclude unrelated travel, tax and creator calculators so this hub stays topically focused.

6 calculators

Cash Flow & Business Survival

Decision tools for owners who need to know whether the business can cover essential costs, how long cash will last, and what problem requires attention first.

2 main calculators · 4 additional tools

Explore category →
Start here

Start with the highest-value decisions.

1

Diagnose

Enter real numbers from your records—not hopeful estimates.

2

Measure

See the gap, exposure, required sales or recovery target.

3

Act

Use the result to make one dated operational decision.

Named accountability and first-hand authority

Built by an operator who has managed the problems behind the tools

Jackie McCauley brings more than twenty years of administrative experience and first-hand ownership and management experience across Prime Money Services, mobile-money and Ecobank Xpress Point operations, remittance support, Jackie’s Nursery & Floral and Prime E-Sport Lounge Group businesses.

The site combines that operating context with visible formulas, primary references, clear limitations and a public corrections process. Jackie does not claim CPA, legal or licensed financial-adviser credentials.

Jackie McCauley, founder of Business Rescue Tools

Operational experience behind the calculators

  • Cash and electronic-float reconciliation
  • Remittance evidence and transaction closeout
  • Customer deposits and outstanding balances
  • Equipment utilization and payback
  • Pricing, administration and staff controls
Beyond the number

Need the words to act on the result?

Business Rescue Tools also provides customer-message tools for payment reminders, deposits, price changes, slow weeks and difficult business conversations.

Open the customer message tools